Let the money jar project commence. It is week 1 and I am already seeing a trend - I love spending money on food. Shocker!
Back to the money project - I officially began the jar project this past Monday and proceeded to take out 25% of my bimonthly paycheck. Then what did I do? Yes, ladies and gents - I left my wallet at work. Yes, with the money in it and yes with my 90 minute commute home with no license and cops just waiting with bated breath to pull over my CR-V. Nah, just kidding, I didn't get pulled over - yeah to cruise control.
So now my empty jars are chock full of money - Ha! Not quite but they are filled with receipts and money devoted to the 5 categories: transportation, clothes/gifts, entertainment, food, and misc.
You with the sharp eyes can see Bella sleeping in the background - she is obviously my financial advisor! I created a spreadsheet with the five categories detailing input and output and even within the first 4 days, I have already had to adjust but haven't gone over - yet. I am hopeful I can stay within the budget but it is definitely not easy with busy season at work and my penchant for ordering chicken fingers when I am stressed but I am committed to saving what I need to save for a condo in 2011 and becoming a debt free person (yes, I am aware that I am saving and paying off debt only to become a homeowner and debtfull - oh the irony!).
Because I am paid every two weeks, I have to budget for two weeks so while it may look like I have money, keep in mind, one jar is already empty with a receipt from Weight Watchers. That was today which required me to adjust the spreadsheet as we as a group decided to go 19 weeks instead of 12 weeks. But hey, it's for my health, right? Actually all of this is for my health - financial and otherwise.
So if you want to join me in the budget curnch, ehem, I mean financial savior plan - see the following URL and have at it. Also, let me know how you are making out - misery, I mean, optimism loves company!
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